Had an Accident

Third-party claim | Define Third-party claim at Dictionary.com

Legal Dictionary

Main Entry: third–party claim

Function: noun

1 : a claim made against a third party in a third-party complaint —compare COUNTERCLAIM, CROSS-ACTION, CROSS-CLAIM

2 : a claim made by an injured third party (as a third-party beneficiary of workers’ compensation insurance) against an insurer or insured for indemnification

via Third-party claim | Define Third-party claim at Dictionary.com.

third-party claim – Wiktionary

third-party claim (plural third-party claims)

1. A derivative lawsuit brought by a defendant in an original lawsuit, claiming that another new party being brought in is responsible for or should share in the plaintiff’s damages against the defendant.

* Practise note: the third party being sued by the defendant is cited as “First Third Party”, “Second Third Party” etc.

via third-party claim – Wiktionary.

Worker’s Compensation – A thing that every worker should know – Article Blast! Free Articles And Content For Reprint On Your Website, Newsletters and Ezines. Submit Your Articles For Free!

Work place accidents occur. It’s a fact. From very minor incidents such as small cuts and bruises to very serious accidents that may result in death. Previously known as “workman’s comp” for short, the name has been changed to Workers’ Compensation. Worker’s compensation is basically an insurance policy, derived from state statutes, which protect employees if they become injured or sick while carrying out the duties of a job. Worker’s compensation may also pay damages to a worker’s family if the worker is unable to return to work for a long time or suffers a fatal injury.

Each state has its own worker’s compensation regulations and rules, and state laws control an employer’s responsibility to its workers. State law establishes the types of injuries and sicknesses, which are actionable, and the award an injured party could receive for those conditions. Federal law only relates to employees of the national government or those persons who carry out interstate commerce. Coverage includes work-associated illnesses, sickness, falls and other accidents in the workplace.

Workers compensation does not just cover medical costs; it also provides income replacement for the injured worker due to an on the job injury or accident. Depending on the state of jurisdiction, the employee might get up to 2/3 of his or her usual wages, until they are able to return to work.

Worker’s Compensation is insurance that provides medical and disability benefits for work related injuries and diseases. For many employers this insurance is an experience rated system that encourages injury prevention by charging higher premiums to those employers whose workers have more injuries.

Workers’ Compensation sole purpose is to cover the medical expenses accumulated by the injury, as well as financially support of the employee while they are recovering. As an incentive to encourage businesses to accept full responsibility for the premium costs of workers compensation, the workers gave up the right to sue the employer for damages resulting from a job related injury. Many seem to think workers compensation should be treated as an employee benefit. However rather than a benefit, workers compensation is a legally mandated right of the worker. As a mandated right all medical bills and loss wages relating to an on-the-job injury are covered by the workers compensation coverage.

via Worker’s Compensation – A thing that every worker should know – Article Blast! Free Articles And Content For Reprint On Your Website, Newsletters and Ezines. Submit Your Articles For Free!.

Apparent Benefits of Worker’s Compensation – Article Blast! Free Articles And Content For Reprint On Your Website, Newsletters and Ezines. Submit Your Articles For Free!

Workers compensation is a type of insurance which collectively offers compensation as well as medical care for the employees who are accidentally injured during the course of employment. Workers’ compensation also encircles economic loss, reimbursement of medical and other form of health insurance. The Worker’s Compensation insurance is extremely helpful and not only covers the comprehensive cost of hospital bills but also follow up doctor’s appointments, drugs and even surgeries. Though Worker’s Compensation can be costly, it is often protect the small business owner from lawsuits. If an employee signs on with Worker’s Compensation program he relinquishes his right to bring legal action in the event of an accident.

In real terms Worker’s Compensation is a collection of laws which protect people that are injured at work. The intent of Workers’ compensation program is to take care of the injured workers at the work place. If you’ve been injured or met an accident on the job, then you should be aware of Worker’s Compensation rights. If you have been injured then it is a great idea to seek legal and professional support from the company. You may also require an attorney who particularly specializes in Worker’s Compensation cases or in personal injury or accidental cases.

Worker’s Compensation offers certain benefits like: cash benefits, supplemental benefits, medical benefits and social security benefits. But if the worker dies from a compensable injury, the surviving belongings or other dependents as defined by law are entitled to cash benefits at the same time. The amount may be equal to two-thirds of the deceased worker’s average wage or according to the state legislature. If there are no surviving children, spouse, siblings, parents or grandparents entitled to compensation then the surviving parents or the estate of the deceased worker may be entitled to payment of a certain sum. All in all, you should be aware of the Workers’ compensation programs designed by the companies.

If you have been in a motor vehicle accident, and had bodily injury, pain and suffering or emotional distress, Mitchell and Shea APC are lawyers with vast experience in personal injury that can help you.

As leaders in the field of workers compensation law, we can assist you with work accidents, construction injury, temporary or permanent disability, modified duties and work restrictions, discrimination at work, workers’ comp settlement, stipulation with request for award and state disability.

If you have experienced any personal injury like head or brain injury, slip and fall, dog bite, negligence whiplash injury, property damage, amputation at work or in a traffic collision, repetitive stress injury like carpal tunnel syndrome, laminectomy, discectomy, fusion, arthroscopic knee surgery or shoulder surgery – Call Mitchell and Shea APC Toll Free 877-702-6517

via Apparent Benefits of Worker’s Compensation – Article Blast! Free Articles And Content For Reprint On Your Website, Newsletters and Ezines. Submit Your Articles For Free!.

Auto Accident? What do you Do?

Based totally on the latest report released by the renowned World Health Organization, about three thousand people die in vehicular accidents every day. And we aren’t even talking about one country here ; the alarming figure speaks for worldwide vehicle accident incidence. In the U. S. alone, there were about 6,000,000 vehicular accidents that happened in the year 2005. In fact, according to reports, a mean of 115 individuals die every day due to car crash figures – that is’s roughly around one accident each thirteen minutes.

it is no wonder then that auto accident claims are reasonably popular today, ranking only second hardest to prove in suits behind medical laxity claims. The severity of such vehicle accident, though, will eventually rely not on one but many factors. These may include, but not restricted to, the autos involved, The speed of the vehicles colliding, and the road or terrain in the vehicular accident.

The worst that could happen during these automobile accident injuries is death. A more common damage that’s customarily complained about is the whiplash injury. While whiplash wounds are but a common thing in vehicular accidents, the symptoms show after a very long time. Hence, it is reasonably tough to prove in court for compensation of damages. of course, you could not just pay no attention to the mental effects these traumatic vehicle accidents bring to the victim. Vehicular accidents can provide you with near-death experiences if you are personally involved in the accident or even worse, they may result to endless shock and a robust feeling of emptiness or emotional damage, which the family of the bereaved has to endure. While the physical injuries are serious enough, the mental effect will be the harder to get past through. It takes longer for people to recover from such a devastating loss of a loved one and many are limited to a long terrible state and mourning regularly accompanied by psychological suffering and stress.

via Auto Accident? What do you Do?.

10 Ways to Prevent an Auto Accident

Sure, I am a personal injury attorney, but that doesn’t mean that I enjoy hearing about, or representing the victims of, preventable car accidents. Part of my role is to help all the drivers out there to be safer on the road.Texting, eating and applying makeup while driving, changing the radio station, reprogramming the navigation system, talking on the phone or driving intoxicated all contribute to the 6+ million car accidents witnessed in the United States every year. Though you may not engage in these distractions while driving- there are many others on the road who do and here are some simple tips to help prevent causing or being involved in an accident. Here are a few simple reminders that may just make you safer!

1. Focus on the Road and Remove Distractions: Cell phones, changing out the CD, switching the music on your music player all distract you from the road. About 80% of the 6+ million accidents each year are caused by distracted drivers.

2. Stay out of the “fast lane”:

According to research most freeway accidents take place in the left lane. The right and middle lanes offer more escape routes in case of emergency- helping you avoid collision.

3. Keep an Eye Out:

Don’t simply watch what the person in front of you is doing- pay attention to the cars 3 or 4 lengths ahead of you. You will know what is happening further up the road which will enable you to avoid a collision in the event that the person in front of you is not paying adequate attention.

4. Hands on the wheel: Holding the steering wheel properly in the 9 o’clock and 3 o’clock position provides more control over your car- enabling you to more easily react and maneuver.

5. Monitor your blind spots:

Quite a few accidents occur as the result of blind spots. The drivers of large trucks are often scrutinized for this, but all drivers should be monitoring their blind spots- particularly when changing lanes.

6. Be Cautious at Intersections:

Intersections can be extremely dangerous- never gun-it when the light turns green- instead make sure there are no vehicles running red lights. Also pay close attention to pedestrians who may have the right of way.

7. You Can Judge a Driver by their Vehicle: If a car has a considerable amount of bodily damage that may indicate a poor driver.

8. Be Familiar with Your Car and its Abilities: Know your vehicle’s limits so you may be able to handle adverse conditions. If you have weak tires don’t speed or slam on your breaks while raining and leave ample space between you and the vehicle in front of you.

9. Perform Routine Maintenance Visit your mechanic on time with factory recommended services, oil changes etc. Monitor your particular cars recall list and make sure you get any recalls taken care of as soon as possible.

10. Avoid nighttime driving. Lower visibility and a higher drunk-driving rate make the roads particularly dangerous after hours.

via 10 Ways to Prevent an Auto Accident.

Your Right For A Work Injury Compensation Claims For An Injury At Work

Today, we are living in a fast-paced lifestyle. Being slow and stagnant will lead you to a pit hole. And no one in his normal state of mentality would like to be left behind in an unsuccessful living. As everyone of us crave for power, superiority, fame and a luxurious living we work hard in order to achieve these goals.

On the other side of the coin, as workers try hard to improve their working status they cannot avoid to encounter some accidents from their work places. Some of these accidents are due to the negligence of their employers. Whereas, it is every employers’ responsibilities to secure a safe- workplace for his/her employees there are some employers who simply do not look back to their people.

One of the things an employer should make sure is the safety of each of his/her workers whenever they are on duty and within the workplace vicinity. Employers are obliged to provide safety guidelines and equipment to all of his/her people. Proper lightning, ventilation, equipments are just some of the common things they need to facilitate. A good employer always see to it that his/her people are in good and safe condition in the working area. This is also to gain a productive work from his/her people.

But the sad fact is sometimes we encounter some employers who are merely after of their own benefit. They neglect their duties and responsibilities to their people. That is why unwanted events happen in the workplace. Accidents occur due to some carelessness of these kind of employers. Workers suffer from different injuries as a result of the accidents they had at work.

Work injury in the United Kingdom is already honor for a compensation claim. If one has suffered an injury from his/her accident at work he/she can apply for a work injury compensation claim. However, most of the victims of these accidents do not bother to file for their compensation which is supposed to be entitled for them. Some reasons are the worry that they might be fired out from their work. Or they simply lack some courage to ex cerise their rights. They just settle in their comfort zone.

via Your Right For A Work Injury Compensation Claims For An Injury At Work.

Your Right For A Work Injury Compensation Claims For An Injury At Work

Today, we are living in a fast-paced lifestyle. Being slow and stagnant will lead you to a pit hole. And no one in his normal state of mentality would like to be left behind in an unsuccessful living. As everyone of us crave for power, superiority, fame and a luxurious living we work hard in order to achieve these goals.

On the other side of the coin, as workers try hard to improve their working status they cannot avoid to encounter some accidents from their work places. Some of these accidents are due to the negligence of their employers. Whereas, it is every employers’ responsibilities to secure a safe- workplace for his/her employees there are some employers who simply do not look back to their people.

One of the things an employer should make sure is the safety of each of his/her workers whenever they are on duty and within the workplace vicinity. Employers are obliged to provide safety guidelines and equipment to all of his/her people. Proper lightning, ventilation, equipments are just some of the common things they need to facilitate. A good employer always see to it that his/her people are in good and safe condition in the working area. This is also to gain a productive work from his/her people.

But the sad fact is sometimes we encounter some employers who are merely after of their own benefit. They neglect their duties and responsibilities to their people. That is why unwanted events happen in the workplace. Accidents occur due to some carelessness of these kind of employers. Workers suffer from different injuries as a result of the accidents they had at work.

Work injury in the United Kingdom is already honor for a compensation claim. If one has suffered an injury from his/her accident at work he/she can apply for a work injury compensation claim. However, most of the victims of these accidents do not bother to file for their compensation which is supposed to be entitled for them. Some reasons are the worry that they might be fired out from their work. Or they simply lack some courage to ex cerise their rights. They just settle in their comfort zone.

via Your Right For A Work Injury Compensation Claims For An Injury At Work.

Can the premium rated of car insurance be lowered?

Car premium expenses can be a cause of concern especially when these premiums tend to keep on increasing. However, there are some ways in which you can certainly lower the amount of monthly premiums that you need to pay. I would like to share some of those ideas with you so that you are able to reduce the cost of car insurance premiums.

It should be noted that the calculation of the insurance premium is rather complex and can sometimes be incorrect. There are a number of reasons why these calculations can go wrong. You should check that the NCB has been applied correctly. If your car was driven by your children who were under age and therefore the premiums for the insurance of your car are high, then you would like to consider if your children are still underage for if they even drive the particular car. You can certainly contact your insurance company and discuss this fact with them. It should be noted that the main driver of your car should be correctly conveyed to the insurance company. If a female is the main driver then the premium rates may vary. Your age is also an important factor for deciding the monthly premiums and you have crossed 50, you may get a discount. In some cases you birth date can be incorrectly recorded, which basically implies that you might be missing the discount.

Sometimes, it so happens that people tend to over insure their car. Some people might suggest that companies often tend to levy a higher insurance premium on your automobile, for their own profits. So, before deciding on the premium rate of your car you should conduct a proper research on the market prices of the premium suitable to your car. Sometimes this makes quite a bit of difference in the premium rates. You should also check if the company offers discounts for employing multiple policies, if you have.

Once you have understood the cause of the applied premium rates for your car, you can surely scout around in the market so that you can make a correct assessment about the root cause of the problem. You can then consult your company or any other experts in the car insurance premium policies for methods which you should employ for lowering your car insurance premium.

I hope you have understood it does not obligatory to shell out a concentrated amount of money for employing a decent insurance for your car.

via Can the premium rated of car insurance be lowered?.

Car Insurance Tips – All You Need To Know Before Buying Insurance Premium

You can drive really carefully but still you won’t be insured from

accidents, no one do. They are natural part of life. You can’t control

other

driver’s behavior or extremely bad weather conditions. Nowadays car

insurance is obligatory thing, every year happen more than six million car accidents, and that’s statistics only for USA! But before you consider buying one for yourself, look at these fundamental tips, they will help you to buy cheaper and better car insurance.

First of all, and most importantly – be ready to spend your time finding a lot of different car insurance companies. Contact them and ask about policy details, types of coverage and prices. Do not buy insurance right away, after finding 2-3 companies. There are thousands of car insurance corporations, who are eager to get you as a client and help. You can save up to 500-600$ on car insurance; you just need to spend few hours searching for a good one. Yes, you heard me right!

Filling forms and talking on the phone can become really boring, but look at it this way – you can “earn” up to 500$+ in just 2-3 hours! That’s 166$+ per hour! But keep in mind, that cheapest quote will not always be the best value for you. Also good idea would be to ask friends, family and  colleagues about their insurance; someone could have experience in this area.

Cost of the insurance premium can vary a lot, it’s based on your vehicle

details, you age, your gender, area of living and some other things.

Here is the some useful info you need to know: If you are male you will

pay

more than a woman for car insurance, it’s proven that women usually are

calm

and safe drivers. (Sorry men!) Also if you are under the age of 25, you

will

pay much more than your older colleagues. Married men will pay less;

statistics show that they are less likely to get in car accidents. If you

leave in the city with huge traffic and high population, car insurance

quote

will cost more than for countryside people.

Yes, you probably can’t change those factors, but before buying new car,

you must read this information! Red, yellow and white cars are much

likely

to get in road accidents, so insurance premium will be higher. Generally

insurance price for older cars will be higher as well.

And keep in mind, if you want to have a sports car or luxury car, be

prepared to pay for a premium at least two times more than you should pay

for an ordinary vehicle’s insurance.

Be aware that “clean” driving without any tickets will be rewarded – not

only premium cost will be lower, but also you will receive monthly

discounts

(of course if you will keep driving safe and clean throughout the year).

So

think again before drifting or racing in the city, it will not pay off.

Follow these simple tips, do some research and be ready to get nice and

cheap car insurance, it is worth your efforts!

via Car Insurance Tips – All You Need To Know Before Buying Insurance Premium.

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