Possessing Student Car Insurance Can Lighten The Tension
November 8, 2010 | Author admin
t’s not easy being a student, but having student car insurance can lighten this load a little bit. There are already enough financial things that a student has to think of–things like student loans, tuition fees, school supplies, schoolbooks, and even the general day-to-day expenses. Because of all of these things, so many students get buried in debt before they even get a chance to graduate and get a job. It is quite a good thing, then, that most, if not all, insurance companies give special attention to students who are seeking to enroll in student car insurance, because they genuinely want to help and try to lighten your load. If you are a student seeking a certain plan, or you want to help your child enroll in one, here are some of the qualifications that they must meet before being considered eligible for a good plan:
Having good academic records is a must, because these companies want to know that you are in your studies for the long run. They don’t want to give a special rate for a student car insurance plan if you are not a serious student who needs the help.
Show proof that you are indeed a licensed driver. This is easier if you had gone to a driving school that can provide you with a certificate of completion as proof.
Extra-curricular activities are also a big plus. Well-rounded students are favored, because it shows that these are the types of students who will be able to function well in society. When someone is too much of any side, meaning if you are too academic or not academic enough, they might think that you are not the type of student who will be a good working citizen in the future; and hence, not a good candidate for a student car insurance plan.
Basically, the insurance company will try to get a feel on what kind of person the student is. If they believe that you are responsible and functional as a student, then they will believe that you will file fewer claims than others who do not seem responsible enough to be driving. Underage drinking is a big problem all over the world, and drunk driving is the foremost cause of death among the youth. Making sure that you prove that you are not irresponsible, and having the facts and files to prove it will give you a bigger chance of being given a good student car insurance plan.
via Possessing Student Car Insurance Can Lighten The Tension.
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