How to Claim On Your Motorbike Policy
November 6, 2010 | Author admin
An accident can happen at any time and could have significant financial implications. A motorbike insurance policy can protect you against these burdens and will provide peace of mind on the road. But how does one go about claiming on a policy and ensure a timely processing?
In the event of an accident, ensure that you contact your insurance provider as soon as possible. While they will work as speedily as possible to process your claim, there are a number of factors that determine the speed at which this is done. The more serious and complex the claim, the longer it may take.
Take down as much information about the incident as you can while still at the scene. Getting all the details of the other party involved in is vital to ensure that your claim is processed swiftly. It is important to see their identification, because individuals occasionally fake their names and contact details, especially if they were at fault. Write down a description of them too, this could help identify them later if you are given false information.
There are two types of claims; a claim against your own insurance provider, if you were the cause of the accident, or the other road user, if they were at fault. Your insurance provider will do all the legwork when filing a claim against the other road user, provided that you can give them comprehensive information about the parties involved in the accident.
Remember to have all the necessary paperwork at hand when making an insurance claim and be as honest as possible to ensure that your claim is processed as efficiently as possible.
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